Built for agentic AI

The Universal Distribution Engine for insurance

Configure once. Every channel, nothing to rebuild: AI agents, online journeys, partners and APIs.

Your sales channels

An AI agent talks to our Nexus engine to get a tailored offer.

Insurgate Nexus engine

Our engine applies your underwriting rules and adapts the offer in real time.

Your systems

Policy data is automatically sent back to you.

the year Insurgate was founded
2017
brokers and professionals active on Insurgate
> 14,000
certified platform
ISO 27001
to configure your first product and build your tailor-made sales journey
< 8 weeks

They trust us with their distribution

Didier Muréna

Insurgate was a real accelerator in our process. […] Within two weeks, we had a truly operational product!

Didier MurénaCEO, SwinzRead the Swinz case

Business performance

Unlock the potential of your distribution.

Insurgate multiplies your ability to expose and adapt your offers on every channel. Create variants of your existing products, onboard new partners and launch tailor-made journeys without relying on heavy technical development.

Unbeatable time-to-market

Launch a new product, test a sales campaign, adjust a rate or change a cover in record time.

New growth engines

Easily open your sales to AI agents and assistants, embedded insurance (B2B2C), direct digital or new broker networks.

up to

−50 %

Operating costs

Share your business rules and automate your flows to cut your operating costs drastically.

 

×2

STP ratio

Maximise the share of policies underwritten and issued instantly.

Governance & IT

Built to integrate, not to disrupt.

Direct connection to your legacy: zero rebuild, zero disruption. A modern, secure architecture with no vendor lock-in.

Certified platform
ISO 27001

Non-invasive integration

Native connectors and REST APIs, or file exchange over sFTP if your systems are not ready yet. Works with your Core systems (such as Guidewire, Antenia or your in-house system) and your existing SSO and CRM (Salesforce, Brio…).

Security & compliance

European hosting, ISO 27001 certification, GDPR compliance (external DPO) and ready for DORA, the AI Act and OFAC compliance.

Full reversibility

Low-code approach to maintenance. You stay in control and can take your products back in-house if needed.

Getting started

A first go-live in 8 weeks.

We are insurance experts: we understand your products, configure them in our product factory and work with you in 2-week iterations. Four iterations are all it takes to take your first sales journey live.

2 weeksper iteration4 iterations = first go-live
  1. Step 01

    Documentation

    You provide us with the available product information and updates:

    • Business rules and specifications
    • Price lists and rating tables
    • Product adaptations and guidelines
  2. Step 02

    Build

    Our insurance experts build and configure the product:

    • Business logic and pricing engine
    • Document generation and contracts
    • API integration and platform setup
  3. Step 03

    Test & learn

    We test your live product, take your feedback and improve it:

    • Live product testing and validation
    • Stakeholder and user feedback review
    • Continuous iterative enhancements

Real-world use cases

Which use case would you like to start with?

Insurgate MCP for Agentic AINew

An AI agent prices from a simple e-mail

A specialised AI agent (e.g. Procyo) reads the e-mail of a customer looking for car insurance, queries the Insurgate MCP for an exact quote with no risk of hallucination, and drafts the proposal for the broker.

B2B2C distributionMCP / LLM
Insurgate Self-Service

A complete journey, from pricing to signature

Insurgate provides the end-to-end interface in the insurer’s branding, for example for an SME package. Your handlers follow every file in the back office, manage referrals with contextual messaging, and approved policies flow to your systems.

Direct salesWeb portalBack office
Insurgate Embedded

Insurance inside a partner’s checkout

A mini underwriting journey built directly into a non-insurance partner’s site (lender, travel agency, e-commerce…), for example credit life insurance offered when the loan is taken out, through a lightweight widget added with a few lines of code.

AffinityEmbedded widget
Insurgate Headless API

Your products in any application

Your team or partner builds its own interface (mobile banking app, customer portal…) and calls our APIs to price, underwrite and sign legal protection insurance, on every device.

REST APIsFTPMulti-device

Pricing

A transparent model, aligned with your success.

No surprises: a launch, a subscription aligned with your business volume, and changes on demand.

At launchOne-off

Initial setup

Implementation and configuration at the start of your project, by our insurance experts.

Included
  • Tailored analysis and scoping
  • Product logic configuration
  • Integration with existing systems
Every yearUsage-based

Annual licence (SaaS)

A subscription based on the business volume of the products involved, designed to grow with your success.

Included
  • Access to every distribution channel
  • Unlimited internal users and distributors
  • Security and compliance updates
  • Support and availability guaranteed by SLA
On demandTime & material

Evolutionary maintenance

Specific developments, regulatory updates and continuous improvements.

Included
  • High responsiveness
  • 2-week iterations
  • Test and validation environment
Our promise

« Distribute any product, anywhere. »

FAQ

Insurgate in a few answers

What is Insurgate?

Insurgate is a European insurance distribution platform, published by DeeCide S.A.. It lets you configure an insurance product (rates, underwriting rules, documents) once, then distribute it across several channels: web portal, widget embedded at partners, API and AI agents through MCP.

Who is Insurgate for?

Insurers, brokers and partners selling affinity insurance (travel agencies, e-commerce…) who want to launch a product or open a channel without building a custom application.

How long does it take to launch a product?

Under 2 months on average. We work in 2-week iterations: four iterations are all it takes for a first go-live. Swinz even had an operational product in 15 days, compared with the 40 days it expected without Insurgate.

Do we have to replace our existing systems?

No. Insurgate connects to your Core, ERP or legacy systems through REST APIs, sFTP file exchange and SSO. Once approved, policies are synchronised with them for issuance.

What does MCP do for AI agents?

The Model Context Protocol (MCP) lets an AI agent, such as Procyo, query Insurgate for an exact rate calculated by your own rules instead of making up an answer.

Is the data secure?

The platform is ISO 27001 certified. Data is hosted in Europe in compliance with the GDPR, with an external data protection officer, and the platform is ready for DORA, the AI Act and OFAC compliance.

How is pricing set?

A one-off initial setup covers analysis, configuration and integration. An annual (SaaS) licence is then based on the business volume of the products involved, with unlimited internal users and distributors. Evolutionary maintenance is available on demand, on a time-and-material basis.

Ready to modernise your distribution?

Let's discuss your challenges and see how Insurgate can speed up your time-to-market.